TERMS & CONDITIONS

Effective Date: 1 April 2025
Website: www.mystockfintech.com

Stock Fintech (“Platform”) is a brand owned and operated by M/s KOSOVO INDIA INC, having its registered office at:

K-4 Power House Chauraha, Ashiyana, Lucknow, Uttar Pradesh – 226012
📞 +91 89539 52666 | +91 95596 01555

By accessing or using this website, you agree to comply with these Terms & Conditions.

1. Legal Status

Stock Fintech provides educational and training programs related to stock market, derivatives, forex, cryptocurrency, and financial market concepts.

We are not a SEBI-registered Investment Advisor or Portfolio Manager unless explicitly stated.

All services provided are strictly educational in nature and do not constitute investment advisory services.

2. Compliance with Indian Laws

This website operates in compliance with applicable Indian laws, including:

• Information Technology Act, 2000

• Consumer Protection Act, 2019

• Indian Contract Act, 1872

• Goods and Services Tax (GST) Act, 2017

• Applicable SEBI guidelines relating to financial education

3. Educational & Risk Disclaimer

We do not provide stock tips, trading calls, portfolio management, or guaranteed returns.

Trading, investing, and participation in financial markets involve significant market risks.

Past performance is not indicative of future results.

Users are solely responsible for their financial decisions and risk management.

4. Course Enrollment & Fees

• Full payment is required prior to course access.

• All courses are digital educational programs (no physical goods are shipped).

• GST will be charged as applicable under Indian law.

• Tax invoice will be issued in compliance with GST regulations (where applicable).

Course access is granted only after successful payment confirmation.

5. Intellectual Property

All content including but not limited to:

• Course materials

• Training videos

• PDFs and study materials

• Trading strategies

• Website content

• Branding and logos

are the exclusive intellectual property of Stock Fintech (operated by M/s KOSOVO INDIA INC).

Unauthorized copying, recording, distribution, resale, or reproduction in any form is strictly prohibited and may result in legal action under applicable laws including the Information Technology Act, 2000.

6. Limitation of Liability

Stock Fintech and M/s KOSOVO INDIA INC shall not be liable for:

• Trading or investment losses

• Indirect or consequential financial losses

• Business interruption

• Decisions taken based on course content

Maximum liability, if any, shall not exceed the total course fee paid by the user.

7. Refund Policy

Refunds, if applicable, shall be governed as per the Refund Policy published on this website.

As courses are digital educational services, access once granted may limit eligibility for refunds unless otherwise stated.

8. Governing Law & Jurisdiction

These Terms shall be governed by the laws of India.

All disputes shall be subject to the exclusive jurisdiction of the courts of Lucknow, Uttar Pradesh.